There is a possibility of saving money that exceeds expenses and expenses, depositing an unknown amount of money into savings, not making the next collection money, and taking it back and using it. However, if you consider it as a necessary payment and organize it so that it is transferred directly from the account, after a while, your savings will increase to the extent that you are surprised. And it is clear that every deposit in a time deposit is good. However, it is necessary to keep a small amount of money in an open-ended savings account for unplanned expenses. If the collected money is for one thing only, in one account, if it is saved for many things (apartment, car, school fees, vacation expenses, etc.), it is more effective and focused to save it separately for each purpose.

Taking into account the needs of life and making a habit of saving a certain amount of money for a certain period of time has the advantage of learning and maintaining financial discipline and is the beginning of a good step towards financial freedom.